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1 Full list of fees. 2 FAIR Credit Builder approval is subject to ID verification. 3 Standard text message rates, fees, and charges may apply. 4 A $500 FAIR Credit Builder account paid 18 times over 18 months would have a monthly payment of $31.19, finance charge of $61.42 and an Annual Percentage Rate (APR) 14.98%. 5 Prior bank fraud activity excluded.

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