Check out our financial programs.

Monthly maintenance fee1

$3

No overdraft fees

$0

Required monthly minimum balance

$0

Minimum amount to open the account

$25

Monthly maintenance fee1

$3

Required monthly minimum balance

$0

Minimum amount to open the account

$25

Loan amount locked into CD

$500

Monthly payment (for 18 months)

$30

APR on loan4

15%

1 Full list of fees. 2 FAIR Credit Builder Account approval is subject to ID verification. 4 A $500 FAIR Credit Builder account paid 18 times over 18 months would have a monthly payment of $31.19, finance charge of $61.42 and an annual percentage rate (APR) of 14.98%. 5 Prior bank fraud activity excluded.

See all disclaimers in footer.

Get FAIR Financial

FAIR Financial is a digital-first financial solution so you can manage your money on your time, when you need it. If you’re interested in signing up for FAIR, you can now do so virtually! Speak with a FAIR Financial enrollment specialist by signing up for an appointment below.

Speak to a Specialist

Get FAIR Financial

FAIR Financial is a digital-first financial solution so you can manage your money on your time, when you need it. If you’re interested in signing up for FAIR, you can now do so virtually! Speak with a FAIR Financial enrollment specialist by signing up for an appointment below.

Schedule an Appointment

Please schedule an appointment below to sign up for one or more of the following financial services, provided by Sunrise Banks N.A., Member FDIC.:

  • FAIR Checking Account
  • FAIR Savings Account
  • FAIR Credit Builder

Wondering if a prepaid card or FAIR checking account is better for you? Check out this comparison tool.

Why is FAIR Financial different?

Because FAIR was built with you in mind: for the community, by the community. We asked Minnesotans about what they wanted from a financial institution—predictable fees, no overdraft, control over money, and a simpler way to build credit.

Speak to a Specialist

About FAIR Financial

No matter your income, how often or when you get paid, or your banking or credit history, FAIR allows you to spend less time worrying and more time focusing on your future.

Experience a financial solution built just for you.

About FAIR